Motor insurance
No paperwork. Just your vehicle registration number.
- Full Third Party, Fire and Theft, or Comprehensive
- ZINARA and ZBC handled on the phone
- Pay per term, from four months up to a full year
Your insurance partner
We feel your worries, we work on a solution
A Zimbabwean insurer that is easy to buy from and here when it matters. Cover your car with just your registration number.
14+ years
IPEC registered, trading since 2011
Discover more
Where your peace of mind meets protection
From the family car to the farm, the office to the road, we cover the life you have built so you can keep building it.
Services offered
Trusted insurance solutions
Twelve lines of cover for people, farms and businesses. Three of the most asked for are below; the full set lives on our services page.
Farming and agriculture
The Farmers Comprehensive Policy, all in one.
- Buildings, contents and farm property
- Livestock, crops and fire perils
- Personal accident and public liability
Bonds and guarantees
Surety instruments that keep projects moving.
- Construction, bid, performance and advance bonds
- ZIMRA, ATIP and removals in transit bonds
- Agents, retention and warehouse bonds
Motor quick quote
Insure your car in three taps
Pick your cover and your term for an indicative figure, then carry on to our portal or send us the details on WhatsApp. All you need is your registration number.
- No paperwork to start
- Cover a vehicle for a relative or friend
- Pay one term at a time, up to a full year
1 Choose your cover
2 Choose your term
3 Your vehicle
Why Sanctuary
Cover that is easy to buy and built to pay out
The reasons people choose us, in plain terms.
Buy motor cover with just your registration number
No paperwork to start. We handle ZINARA and ZBC on the phone, and you can insure a vehicle for a relative or friend.
Three covers: Full Third Party, Fire and Theft, ComprehensivePay per term
From four months up to a full year, three termsInsure for a loved one
Cover a vehicle for family or colleaguesTalk to a human
Mon to Fri, 8am to 4.30pmTwelve lines of cover
Personal, agriculture, commercial and specialtyIPEC registered, trading since 2011
A duly registered Zimbabwean underwriter with more than fourteen years protecting people, farms and businesses.
14+ years experienceICZ member
Active member of the Insurance Council of ZimbabwePublished audited financials
SIC Abridged Financials 2024, open to readSolid reinsurance
Local and international partnerships behind every policySix offices nationwide
Harare, Belvedere, Bulawayo, Victoria Falls, Gweru, Hwange
Cover terms, limits and final premiums are confirmed when you complete a policy. Figures shown on this site are indicative.
Clients FAQs
Questions and answers
No paperwork is required to buy insurance. ZINARA and ZBC are handled on the phone, and all you need to know is the information on the vehicle registration number.
Full Third Party, Fire and Theft, and Comprehensive Cover.
Yes. You can pay a minimum of one term, which is four months, upwards to a whole year, which is three terms.
Yes, you can cover a vehicle for your loved ones or colleagues.
No matching question. Call us on +263 712 400 500 and we will help.
The insurance company that you can trust
Tell us what you want to cover. We will work on a solution.