Motor insurance
Full Third Party, Fire and Theft, or Comprehensive. The easy one to buy: no paperwork, ZINARA and ZBC handled on the phone, just your registration number.
See the coverServices offered
Twelve lines of cover, one company that turns up
From the family car to the farm, the building site to the boardroom, Sanctuary protects the things you have worked for. Pick a cover below, or get an indicative motor figure with just your registration number.
12Lines of cover
14+ yearsTrading since 2011
IPECRegistered underwriter
Motor cover, reg number only
All cover
Trusted insurance solutions
Cover for people, farms and businesses across personal, agriculture, commercial and specialty lines. Each one is underwritten in house and backed by solid local and international reinsurance.
Farming and agriculture
The Farmers Comprehensive Policy, an all in one cover for the Zimbabwean farmer. Buildings, contents, livestock, crops, personal accident and public liability under one roof.
See the coverBonds and guarantees
Surety instruments that keep projects and trade moving: construction, bid, performance, advance payment and retention bonds, plus ZIMRA, ATIP, agents, removals in transit and warehouse bonds.
See the coverEngineering
Cover for plant, machinery and construction works: Machinery Breakdown and Loss of Profits, Plant All Risks, Contractors All Risk and Erection All Risks, with associated third party liability.
Talk to our teamTobacco
Hail and wind cover that indemnifies per hectare for crop damage, plus Field to Floor insurance protecting the crop from after harvest through curing, storage and transport to the sales floor.
Talk to our teamFire cover
Domestic Combined for the home, Business Combined for the premises, Assets All Risks across multiple sites, and Office Comprehensive. Protection against fire and the allied perils that come with it.
Talk to our teamMarine
Marine Hull and Marine Cargo for goods moving over water, road, rail or air, plus Goods in Transit cover against fire, collision and overturning, with an all risks extension for loading and storage.
Talk to our teamMiscellaneous accident
Householders cover for goods in the home, Professional Indemnity for mistakes on the job, Public Liability for injury to patrons, and Group Personal Accident as an employee benefit.
Talk to our teamLiability insurance
Carriers, Environmental Impairment, Directors and Officers, Product and Employers liability, plus Umbrella Liabilities. The protection that stands behind a business when a claim lands.
Talk to our teamTravel insurance
Round the clock travel assistance covering sickness and personal accident, with trip cancellation and curtailment, baggage, legal assistance and repatriation, so a trip never leaves you stranded.
Talk to our teamScholar Care fees protector
A school fees guarantee that keeps a child in class if the fee payer dies or is permanently disabled. The sum insured carries the remaining fees to the next milestone, so learning never stops.
Talk to our teamFleetsure
A telematics led fleet product that helps you manage driver behaviour and cut loss ratios, with usage based premiums and a single platform for real time vehicle, driver and cargo status.
Talk to our team
Motor insurance
The easiest car cover to buy in Zimbabwe
Most insurers make you bring a file of paperwork. We made motor cover something you can start with a phone and a registration number, and you can even cover a car for a relative or friend.
- Full Third Party with extended limits of liability
- Full Third Party, Fire and Theft for your own vehicle
- Comprehensive cover for your car and others
- ZINARA and ZBC handled on the phone, no paperwork to start
- Pay per term, from four months up to a full year
Farming and agriculture
One policy across the whole farm
The Farmers Comprehensive Policy gathers the cover a Zimbabwean farm needs into a single arrangement, so a single season of trouble does not become several separate fights with several insurers.
- Buildings, contents and farm property
- Livestock, crops and fire and allied perils
- Burglary, money and goods in transit
- Personal accident and public liability
- Tobacco hail, wind and Field to Floor cover for growers
Bonds, guarantees and engineering
The cover that keeps projects and trade moving
A bond tells the other side they will be made good if something goes wrong. We issue the surety instruments contractors, importers and traders need to win work and clear goods, with engineering cover behind the plant that does the building.
- Construction, bid, performance and advance payment bonds
- ZIMRA, ATIP and removals in transit bonds
- Agents, retention and warehouse bonds
- Plant All Risks and Contractors All Risk
- Machinery breakdown and erection all risks
Motor quick quote
Insure your car in three taps
Pick your cover and your term for an indicative figure, then carry on to our portal or send us the details on WhatsApp. All you need is your registration number.
- No paperwork to start
- Cover a vehicle for a relative or friend
- Pay one term at a time, up to a full year
1 Choose your cover
2 Choose your term
3 Your vehicle
Not sure which cover you need?
Tell us what you want to protect. We will work on a solution and talk you through the cover that fits.